As to travel insurance, the question should be "“How much can you stand to lose if something prevents you from taking the trip?”.
Most travel insurance policies allow you to cancel or interrupt your trip for a covered reason such as an injury or illness, a missed connection, an unpredictable event such as terror attack.
Most travel insurance doesn’t include is health care abroad. However, health care insurance is always highly recommended if you have a long itinerary or are traveling over sea.
Some people their health insurance from workplace will do just fine during their trips. It depends on your plan. Most health insurance policies won't cover you when you travel overboard. It is very important to check to see if your plan has overseas coverage.
There are four types of coverage included in travel insurance:
Trip cancellation and trip interruption insurance.
Baggage and personal items coverage.
Emergency medical insurance
Accidental death or dismemberment insurance
To ensure your holidays are relaxing and worry-free, we will provide you the best suitable insurance policy based on your trip and situation.